Aurellia, Olivia Alvira, et al. “Digital Transformation Strategies In The Banking Industry: A Case Study of The Implementation of New Technology at PT. Bank Mandiri (Persero) TBK”. Ganaya : Jurnal Ilmu Sosial Dan Humaniora, vol. 5, no. 4, Oct. 2022, pp. 474-81, doi:10.37329/ganaya.v5i4.2812.